Understanding Loan Borrowing According To Islam

Loan borrowing customarily done especially if urgent conditions, could borrow to friends, family, even to the Office to the bank. But did you know about the sense of loan borrowed in islam? Certainly most of the uninitiated, so did the legal loan borrowing or pillars in the loan borrowing. Let's continue the discussion about loan borrowing is below.

As for the term loan borrowing in Arabic called Al-Aariyah. Whereas the definition of Al-Aariyah (borrowing a loan) is to give things or goods to the borrower, where the sipeminjam may take its benefits by not damaging it, so that the goods can be returned to the lender with good condition and intact.

Any object or item that can be retrieved without damage with nutritional benefits, then it can be borrowed or loaned. Items that may be borrowed it must be items that are fixed, not easily changed nor is it easy to change.

On the origin of law loan borrowing is mubah (permissible) or also called the sunnah. However it can be compulsory, when for example lend vehicles to transport people who crash or people who are ill to the hospital or can be unlawful, if something loaned it to do immoral. Like lend a firearm to menodong or lend a machete to use crime.

Understanding Loan Borrowing according to Islam – the Prophet Muhammad said about loan borrowing as follows: "that the compulsory Loans repaid and the person who took away something must pay." (Narrated by Abu Dawood and Tirmidhi)

Pillars Borrow Borrow 

1. Mu'iir, i.e. people who lend 
2. Musta'iir, i.e. people who borrow
3. Musta'ar, i.e. the goods or items loaned 
4. Lafad Ijab and qabul 

Conditions of the Loan Borrowed

1. Lenders should lend him sincerely.     
2. Items are loaned it must be fixed and not easily damaged.     
3. Do not usury or withdraw profits or interest that incriminating the borrower

rights and obligations of the borrower

1. Must keep it borrowed brang properly so as not to let alone broken up missing.     
2. Return the loan items that in accordance with the agreement.     
3. If in the contract ' Aariyah cost the borrower has to pay it.     
4. During the loan items exist in the hands of the borrower, then the item is the responsibility of the borrower.

The above is the explanation of the notion Borrow Borrow according to Islamic law and also borrow borrow, borrow tenets borrowed as well as provision of the loan borrowed. Hopefully this can provide useful information and make us more savvy about how to borrow borrow that comply with Islamic jurisprudence.